Terms of Use

Effective date: 30 April 2026.

1. Acceptance and definitions

These Terms of Use (the “Terms”) govern access to and use of www.raphaelnagel.com, its subdomains, language variants, and any successor site (collectively, the “Site”).

The Site is operated by Skye Ventures FZC, Sharjah, United Arab Emirates (the “Operator”, “we”, “us”, “our”). The Site is the editorial home of Dr. Raphael Nagel (LL.M.) (the “Author”), publishing his essays, books, biographical record, and press archive.

By accessing or using the Site, you (the “User”, “you”) acknowledge that you have read, understood, and agree to be bound by these Terms, the Privacy Policy, and the Legal Notice. If you do not agree, do not use the Site.

2. Editorial purpose · no advice

The Site publishes editorial essays, biographical and bibliographic information, press archive entries, book listings, and corporate references. Nothing on this Site constitutes: investment advice, financial advice, legal advice, tax advice; an offer or solicitation to buy or sell any security, fund interest, or financial instrument; a recommendation regarding any transaction; or a fiduciary, advisory, agency, or broker-dealer relationship between you and the Operator, the Author, or any affiliated entity.

Content is provided for informational and editorial purposes only. You must not rely on it for any business, investment, legal, or operational decision without independent professional verification.

3. Eligibility

You must be at least sixteen (16) years of age, or the higher age required for digital consent in your jurisdiction, to use the Site. If you act on behalf of a legal entity, you represent that you have authority to bind that entity to these Terms.

4. Intellectual property — general

All content on the Site — including without limitation text, photographs, illustrations, audio, video, page layouts, typography, source code, structured data, the Author’s family coat of arms, the personal marks identified in Section 5, and the names, signatures, and post-nominals of the Author — is owned by the Operator, the Author, or their respective licensors, and is protected by copyright, trademark, database, design, personality, and related rights under United Arab Emirates law, European Union law, German civil law, and applicable international conventions.

Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access the Site and to read its content for your personal, non-commercial editorial use, and to quote short passages in accordance with Section 7.

No other rights are granted by implication, estoppel, or otherwise.

5. Family Coat of Arms, name, signature, and personal marks

The Author makes use, on this Site and on the title pages of his publications, of personal marks that are not generic Site decoration but distinctive identifiers of his person, his authorship, and his editorial line. These include in particular:

(a) The family Coat of Arms.The heraldic coat of arms borne by the Author and used as the principal logo of the Site (the “Coat of Arms”) is a personal-heraldic mark. It is protected (i) under copyright, in respect of every artistic rendering, vectorisation, and adaptation of the Coat of Arms; (ii) under personality and name-related rights of the Author and his family, applied analogously to heraldic bearings under European customary law and § 12 of the German Civil Code (BGB); and (iii) where registered, under trademark and design law. Any reproduction, modification, recolouring, vectorisation, embroidery, embossment, public display, or commercial use of the Coat of Arms, in whole or in part, requires the prior written consent of the Author. Generation of confusingly similar coats of arms by artificial-intelligence systems, by manual redrawing, or by any other means is expressly prohibited.

(b) The Author’s name and titles.The wordmarks “Dr. Raphael Nagel”, “Dr. Raphael Nagel (LL.M.)”, and “Raphael Nagel” identify the Author as a natural person. Their use to suggest authorship, endorsement, partnership, advisory engagement, or any form of association with a third party, product, fund, political position, or commercial offering, without written authorisation, is prohibited and may constitute a violation of personality rights, unfair-competition law, and applicable consumer-protection rules.

(c) The Author’s signature.Reproductions of the Author’s handwritten signature appearing on the Site or in publications are personal marks. They may not be detached, reused, photo-composited, or affixed to any document, image, or product.

(d) The motto.The Latin device “Claritáte in iudicio · Firmitáte in executione” is used as the Author’s editorial motto. Its use in commercial contexts associated with the Author or his publications, without written authorisation, is prohibited.

Nothing in this Section restricts the right of journalists, scholars, and educators to depict the Coat of Arms and the personal marks for purposes of news reporting, criticism, review, or scholarly analysis, in accordance with the quotation rules in Section 7 and applicable copyright limitations.

6. Brand portfolio · third-party marks

The Site references brands and entities affiliated with the Author or owned by Operator-related parties, including without limitation Tactical Management, The Abrahamic Business Circle, Quarero Robotics / Quarero AG, Darlot, Tannenblut, HAGAMON, Novaris Legal, and Skye Ventures FZC. The names, logos, and product marks of these brands belong to their respective rights holders. References on the Site are made for editorial and biographical purposes and do not transfer any right to use the marks.

Trademarks of unrelated third parties mentioned in essays or press references are the property of their respective owners and are used here for purposes of editorial commentary only.

7. Permitted quotation · attribution

You may quote short passages from the Site for purposes of news reporting, criticism, review, scholarly analysis, or commentary, in accordance with the doctrine of fair use, fair dealing, and the quotation right under § 51 of the German Copyright Act (UrhG) and Article 5(3)(d) of Directive 2001/29/EC, provided that:

• (i) the quotation does not exceed what is necessary for the purpose pursued;
• (ii) the source is clearly indicated in the form “Dr. Raphael Nagel (LL.M.), ‘[Title of essay or book]’, raphaelnagel.com, [date accessed]”;
• (iii) a working hyperlink to the original page is included where the quotation appears in digital form;
• (iv) the quoted text is reproduced verbatim, without alteration of meaning, and is not presented as the writing of any other person;
• (v) the quotation is not used to suggest endorsement, partnership, or commercial association with the Author.

Reproduction of an entire essay, chapter, or substantial portion of a book is not permitted under this license and requires a separate written agreement.

8. Prohibited uses

You agree not to:

• commercially republish, redistribute, syndicate, repackage, or sell any content of the Site, in whole or substantial part;
• conduct bulk or systematic scraping of the Site for commercial resale, dataset packaging, search-index resale, or training of competing publication, finance, legal, or chatbot products, outside the explicit allowances set out in our /ai.txt and /llms.txt machine-readable policies;
• misrepresent statements of the Author as endorsements of any third party, product, person, political party, fund, jurisdiction, or platform;
• use the Site, its content, or its contact channels in a defamatory, harassing, deceptive, fraudulent, or otherwise unlawful manner;
• reverse engineer, probe, scan, or otherwise interfere with the security, integrity, or availability of the Site;
• deploy automated systems that exceed the rate limits expressed in our robots.txt;
• remove, obscure, or alter any copyright notice, trademark, attribution, watermark, or rights-management metadata;
• generate, train, or fine-tune any model, dataset, or product on the Coat of Arms, the Author’s signature, or the Author’s name and likeness for impersonation, deepfake, voice-cloning, or look-alike purposes.

9. AI training, retrieval, and citation

The Operator’s position on artificial-intelligence training, retrieval-augmented generation (RAG), and citation is set out in machine-readable form at /ai.txt and /llms.txt and prevails in case of conflict with informal third-party summaries.

In summary:

• Citation and quotation by general-purpose AI models is permitted with author attribution, source URL, and compliance with Section 7;
• Use of the Site as a retrieval source for AI assistants is permitted under the same conditions;
• Verbatim ingestion of the corpus into proprietary training datasets is not permitted without prior written license;
• Generation of synthetic essays, opinions, or quotations attributed to the Author is prohibited. Any AI-generated content that uses the Author’s name, voice, style, signature, or Coat of Arms in a manner suggesting personal authorship constitutes a violation of these Terms and of applicable personality and unfair-competition law.

10. User submissions

The Site does not host public user-generated content, comments, or forums. Communications sent to office@skyeventures.net are processed under the Privacy Policy. By sending us material, you grant us a non-exclusive, royalty-free license to read, archive, and respond to it for the purpose of the correspondence, and you confirm that the material does not infringe third-party rights.

11. Third-party links

The Site links to media outlets, partner brand sites, public databases (including Wikidata), and social platforms (including LinkedIn). We do not control these destinations and accept no responsibility for their content, security, accessibility, or terms of use. Following an external link is at your own risk.

12. Cookies and analytics

The Site uses strictly necessary cookies and, with your prior consent, anonymised first-party analytics provided by Vercel Analytics and Speed Insights. The Site does not use advertising profiles, cross-site tracking, or third-party advertising cookies. You may withdraw consent at any time via the “Cookie settings” link in the footer; withdrawal is as straightforward as the original grant, in accordance with Article 7(3) GDPR.

13. Disclaimer of warranties

The Site and its content are provided “as is” and “as available”, without warranties of any kind, express, implied, statutory, or otherwise, to the maximum extent permitted by applicable law. We do not warrant that the Site will be uninterrupted, error-free, or secure, that defects will be corrected, or that the content is complete, accurate, current, or fit for any particular purpose.

14. Limitation of liability

To the maximum extent permitted by applicable law, in no event shall Skye Ventures FZC, Dr. Raphael Nagel, the Tactical Management brand and its affiliates, or any of their officers, directors, employees, contractors, or agents be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, goodwill, reputation, or business opportunity arising out of or in connection with your use of, or inability to use, the Site, even if advised of the possibility of such damages. Our aggregate liability for any direct damages shall not exceed one hundred (100) Euro.

Consumers in the EU/EEA. Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be limited or excluded under mandatory consumer-protection law applicable to you (including the EU Omnibus Directive (2019/2161), the Consumer Rights Directive, and your local statutory rights).

15. Indemnification

You agree to indemnify, defend, and hold harmless Skye Ventures FZC, the Author, and their respective affiliates, officers, directors, employees, and agents from and against any claim, loss, liability, damage, or expense (including reasonable legal fees) arising out of or in connection with your breach of these Terms, your misuse of the Site, or your infringement of any third-party right.

16. EU regulatory hooks (DSA · AI Act · Accessibility)

The Site is an editorial publication. It is not a “hosting service” or “online platform” within the meaning of Articles 3(g) and 3(i) of the EU Digital Services Act 2022/2065, and it does not carry user-generated content. We nevertheless designate office@skyeventures.net as our single point of contact for authorities and recipients of the service for any DSA-related inquiry.

The Site does not deploy any “high-risk AI system” in scope of Annex III of the EU AI Act 2024/1689. Generative-AI tooling used internally for drafting, translation, and editorial assistance is subject to human editorial oversight by the Author or his designated editor before publication.

We work toward conformance with the European Accessibility Act (Directive 2019/882) and the Web Content Accessibility Guidelines (WCAG) 2.2 Level AA. Please report accessibility barriers to office@skyeventures.net.

17. Termination · suspension

We may suspend, restrict, or revoke your access to the Site at any time, without notice, if we reasonably believe these Terms have been breached or that the security or integrity of the Site is at risk. Sections 4, 5, 6, 7, 8, 9, 13, 14, 15, 19, 20, and 21 survive termination of your access.

18. Modifications

We may revise these Terms from time to time. The current version is always available at /terms together with its effective date. Material changes will be flagged at least thirty (30) days before they take effect. Continued use of the Site after the effective date of a revision constitutes acceptance of the revised Terms.

19. Governing law · jurisdiction

These Terms, and any non-contractual obligations arising out of or in connection with them, are governed by the laws of the United Arab Emirates (Emirate of Sharjah), without regard to conflict-of-law rules. The competent courts of Sharjah, United Arab Emirates, shall have exclusive jurisdiction.

EU consumers. Where you act as a consumer domiciled in the European Union, you may also bring proceedings in the courts of your country of habitual residence, and you retain the protection of mandatory provisions of the law of that country.

EU online dispute resolution.EU consumers may use the European Commission’s ODR platform at ec.europa.eu/consumers/odr. We are not obliged and do not commit to participate in alternative dispute resolution before a consumer arbitration board.

20. Language versions

These Terms are published in English, German, and Spanish. The English version is the authoritative version; the German and Spanish translations are provided for convenience only. In the event of any inconsistency, the English text shall prevail, save where mandatory consumer-protection law of your jurisdiction requires otherwise.

21. Severability · entire agreement

If any provision of these Terms is held invalid or unenforceable by a competent court, the remaining provisions remain in full force and effect, and the invalid provision shall be replaced by a valid provision that most closely reflects the original commercial intent. These Terms, together with the Privacy Policy and Legal Notice, constitute the entire agreement between you and us concerning the Site and supersede any prior arrangement.

22. Contact

Skye Ventures FZC · Sharjah, United Arab Emirates · office@skyeventures.net

“Claritáte in iudicio · Firmitáte in executione”